---
schema_version: "secwatch.filing_event.v1"
accession: "0001401521-23-000039"
form_type: "8-K"
ticker: "ACIC"
cik: "0001401521"
company_name: "AMERICAN COASTAL INSURANCE Corp"
filed_at: "2023-04-19T23:59:59+00:00"
generated_at: "2026-06-16T23:29:36.824375+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# United Insurance subsidiary ACIC reaches MOU on Hurricane Ian reinsurance allocation

## Summary
- ACIC and Florida DFS as UPC receiver entered MOU on April 19, 2023 regarding reinsurance allocation.
- MOU adopts, ratifies, and affirms the existing Reinsurance Allocation Agreement from June 1, 2022.
- Future Hurricane Ian reinsurance recoveries will be paid directly to ACIC; true-up for over-collection.
- Allocation Agreement was approved by Florida OIR on December 5, 2022.
- Agreement clarifies allocation of reinsurance proceeds between ACIC and UPC's receiver.

## SEC filing metadata
- accession: 0001401521-23-000039
- form_type: 8-K
- ticker: ACIC
- cik: 0001401521
- company_name: AMERICAN COASTAL INSURANCE Corp
- filed_at: 2023-04-19T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1401521/000140152123000039/0001401521-23-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1401521/000140152123000039/uihc-20230419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001401521-23-000039
- JSON: https://secwatch.observer/filing/0001401521-23-000039.json
- Plain text: https://secwatch.observer/filing/0001401521-23-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.