{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-24-000003","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2024-01-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.063021+00:00","generated_at":"2026-06-07T01:24:53.959720+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"ACIC renews AOP CAT reinsurance with $100M limit; cost down 9.24%, coverage up 70.3%","bullets":["Effective Jan 1, 2024, ACIC renewed AOP CAT providing up to $100M limit excess of $10M per occurrence.","Cost approx $9.9M, down 9.24% YoY on risk-adjusted basis; retention increased to $12.25M per occurrence.","Aggregate coverage of $172M for first and second events, up 70.3% YoY (increase of $71M).","Coverage excludes named windstorms and earthquakes; wholly owned subsidiary UPC Re participates."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-24-000003","json":"https://secwatch.observer/filing/0001401521-24-000003.json","markdown":"https://secwatch.observer/filing/0001401521-24-000003.md","text":"https://secwatch.observer/filing/0001401521-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000003/0001401521-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000003/uihc-20240109.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T01:24:53.959720+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}