{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-24-000087","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2024-05-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.250323+00:00","generated_at":"2026-06-01T07:38:22.981102+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"American Coastal renews catastrophe reinsurance; AmCoastal limit up 10%, cost down 8.5%","bullets":["AmCoastal purchased $1.454B occurrence limit (+10% from $1.322B) covering Florida windstorms.","AmCoastal first event retention rose to $20.5M (AmCoastal $10M + captive $10.5M, vs $2.3M captive previously).","AmCoastal total program cost $208.2M, down $19.3M (8.5%) from prior year.","IIC catastrophe limit $82.5M (+1%), aggregate limit $165M (+44.7%); cost $8.2M, down 9.7%.","AmCoastal placed external 20% quota share with A+ rated unaffiliated reinsurer."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-24-000087","json":"https://secwatch.observer/filing/0001401521-24-000087.json","markdown":"https://secwatch.observer/filing/0001401521-24-000087.md","text":"https://secwatch.observer/filing/0001401521-24-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000087/0001401521-24-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000087/uihc-20240529.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T07:38:22.981102+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}