{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-24-000097","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.916838+00:00","generated_at":"2026-05-31T11:40:26.527358+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ACIC Q2 core EPS $0.40 beats consensus $0.30; book value $4.63; guides FY net income $85M-$95M","bullets":["Core EPS $0.40 vs analyst estimate $0.30; book value per share $4.63 vs est $4.58.","Net income from continuing ops $19.1M ($0.39 diluted), down 10.2% YoY; core income $19.6M.","Combined ratio 64.9% (est 74.3%), up 1.8 pts YoY; underlying combined ratio 66.4%.","Agreement to sell Interboro Insurance (IIC) to Forza; closing expected Q1 2025; IIC in discontinued ops.","FY2024 guidance: net income from continuing ops $85M-$95M, net premiums earned $285M-$300M."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-24-000097","json":"https://secwatch.observer/filing/0001401521-24-000097.json","markdown":"https://secwatch.observer/filing/0001401521-24-000097.md","text":"https://secwatch.observer/filing/0001401521-24-000097.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000097/0001401521-24-000097-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152124000097/acic-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:40:26.527358+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}