secwatch.observer — SEC 8-K summary
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Issuer:     AMERICAN COASTAL INSURANCE Corp (ACIC)
CIK:        0001401521
Form:       8-K
Filed at:   2026-08-05T20:01:39+00:00
Accession:  0001401521-26-000035
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

American Coastal Q2 net income down 17% to $21.9M; core EPS $0.33 vs $0.54
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- Net income $21.9M ($0.44 diluted EPS) vs $26.4M ($0.53) a year ago; core income $16.5M ($0.33).
- Gross premiums written $216.3M, down 5.3% YoY; net premiums earned $69.7M, down 11.1%.
- Total revenue $82.6M, down 4.5% YoY; income from continuing ops $21.9M, down 21.9%.
- Book value per share rose 20.2% to $7.21 from $6.00.
- No discontinued operations in Q2 2026 vs $1.6M loss in Q2 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1401521/000140152126000035/0001401521-26-000035-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1401521/000140152126000035/acic-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001401521-26-000035

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer