---
schema_version: "secwatch.filing_event.v1"
accession: "0001403161-24-000021"
form_type: "8-K"
ticker: "V"
cik: "0001403161"
company_name: "VISA INC."
filed_at: "2024-03-26T23:59:59+00:00"
generated_at: "2026-06-04T07:47:21.999050+00:00"
event_type: "litigation"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Visa settles merchant antitrust litigation, agrees to lower credit interchange rates and cap them through 2030

## Summary
- Settlement reduces credit interchange rates for U.S. merchants and caps those reduced rates for five years (through 2030).
- Merchants gain new flexibility to steer customers to preferred payment methods and more surcharging options.
- Visa will fund programs to educate small businesses on payment acceptance and cost management.
- Agreement resolves claims in In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation; subject to court approval.
- Settlement covers Visa and Mastercard; Mastercard is party to separate but coordinated agreement.

## SEC filing metadata
- accession: 0001403161-24-000021
- form_type: 8-K
- ticker: V
- cik: 0001403161
- company_name: VISA INC.
- filed_at: 2024-03-26T23:59:59+00:00
- event_type: litigation
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403161/000140316124000021/0001403161-24-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403161/000140316124000021/v-20240326.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403161-24-000021
- JSON: https://secwatch.observer/filing/0001403161-24-000021.json
- Plain text: https://secwatch.observer/filing/0001403161-24-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.