{"schema_version":"secwatch.filing_event.v1","accession":"0001403161-25-000077","form_type":"8-K","ticker":"V","cik":"0001403161","company_name":"VISA INC.","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.316531+00:00","generated_at":"2026-05-17T01:54:26.422147+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Visa Q4 GAAP EPS $2.62, non-GAAP $2.98; revenue $10.7B +12%; dividend raised 14% to $0.670","bullets":["GAAP net income $5.1B ($2.62/sh); non-GAAP $5.8B ($2.98/sh) for Q4. Full-year: GAAP $20.1B ($10.20/sh), non-GAAP $22.5B ($11.47/sh).","Q4 net revenue $10.7B, +12% YoY; full-year net revenue $40.0B, +11%.","Board increased quarterly dividend 14% to $0.670/sh, payable Dec 1, 2025 to holders of record Nov 12.","Share repurchases and dividends totaled $6.1B in Q4 and $22.8B for full year.","CEO cited healthy consumer spending and broad-based growth across key metrics."],"urls":{"canonical":"https://secwatch.observer/filing/0001403161-25-000077","json":"https://secwatch.observer/filing/0001403161-25-000077.json","markdown":"https://secwatch.observer/filing/0001403161-25-000077.md","text":"https://secwatch.observer/filing/0001403161-25-000077.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403161/000140316125000077/0001403161-25-000077-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403161/000140316125000077/v-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:54:26.422147+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}