{"schema_version":"secwatch.filing_event.v1","accession":"0001403161-25-000093","form_type":"8-K","ticker":"V","cik":"0001403161","company_name":"VISA INC.","filed_at":"2025-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.316733+00:00","generated_at":"2026-05-16T22:19:48.128416+00:00","sec_items":["8.01","9.01"],"event_type":"litigation","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Visa proposes settlement in interchange antitrust suit; 10 bps rate cut for 5 years","bullets":["Settlement with U.S. merchants resolves claims in long-running multi-district litigation over interchange fees.","Merchants gain new surcharging options and ability to accept only certain credit card categories.","Combined average effective credit interchange rate reduced by 10 basis points for five years.","Posted U.S. credit interchange rates capped for five years; standard consumer rates capped at 125 bps.","Settlement subject to court approval; Visa and Mastercard deny wrongdoing."],"urls":{"canonical":"https://secwatch.observer/filing/0001403161-25-000093","json":"https://secwatch.observer/filing/0001403161-25-000093.json","markdown":"https://secwatch.observer/filing/0001403161-25-000093.md","text":"https://secwatch.observer/filing/0001403161-25-000093.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403161/000140316125000093/0001403161-25-000093-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403161/000140316125000093/v-20251110.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T22:19:48.128416+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}