{"schema_version":"secwatch.filing_event.v1","accession":"0001403161-26-000103","form_type":"8-K","ticker":"V","cik":"0001403161","company_name":"VISA INC.","filed_at":"2026-07-28T20:05:26+00:00","discovered_at":"2026-07-28T20:06:00.479064+00:00","generated_at":"2026-07-28T20:06:08.523188+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Visa Q3 FY2026: revenue up 14% to $11.6B, GAAP EPS $2.97, non-GAAP EPS $3.32","bullets":["GAAP net income $5.6B ($2.97 EPS); non-GAAP net income $6.3B ($3.32 EPS), up 8% and 11% YoY.","Net revenue $11.6B, up 14% YoY (13% constant currency), driven by strong payments volume and cross-border.","Board declared quarterly dividend of $0.670 per share, payable Sept 1, 2026 to holders of record Aug 11, 2026.","Share repurchases and dividends totaled $6.2B in the quarter.","CEO Ryan McInerney cited resilient consumer spending and strong performance across segments."],"urls":{"canonical":"https://secwatch.observer/filing/0001403161-26-000103","json":"https://secwatch.observer/filing/0001403161-26-000103.json","markdown":"https://secwatch.observer/filing/0001403161-26-000103.md","text":"https://secwatch.observer/filing/0001403161-26-000103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/0001403161-26-000103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/v-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:06:08.523188+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}