---
schema_version: "secwatch.filing_event.v1"
accession: "0001403161-26-000103"
form_type: "8-K"
ticker: "V"
cik: "0001403161"
company_name: "VISA INC."
filed_at: "2026-07-28T20:05:26+00:00"
generated_at: "2026-07-28T20:06:08.523188+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Visa Q3 FY2026: revenue up 14% to $11.6B, GAAP EPS $2.97, non-GAAP EPS $3.32

## Summary
- GAAP net income $5.6B ($2.97 EPS); non-GAAP net income $6.3B ($3.32 EPS), up 8% and 11% YoY.
- Net revenue $11.6B, up 14% YoY (13% constant currency), driven by strong payments volume and cross-border.
- Board declared quarterly dividend of $0.670 per share, payable Sept 1, 2026 to holders of record Aug 11, 2026.
- Share repurchases and dividends totaled $6.2B in the quarter.
- CEO Ryan McInerney cited resilient consumer spending and strong performance across segments.

## SEC filing metadata
- accession: 0001403161-26-000103
- form_type: 8-K
- ticker: V
- cik: 0001403161
- company_name: VISA INC.
- filed_at: 2026-07-28T20:05:26+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/0001403161-26-000103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/v-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403161-26-000103
- JSON: https://secwatch.observer/filing/0001403161-26-000103.json
- Plain text: https://secwatch.observer/filing/0001403161-26-000103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.