secwatch.observer — SEC 8-K summary ====================================== Issuer: VISA INC. (V) CIK: 0001403161 Form: 8-K Filed at: 2026-07-28T20:05:26+00:00 Accession: 0001403161-26-000103 Event type: earnings Sentiment: positive Materiality: 0.75 Item codes: 2.02, 8.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Visa Q3 FY2026: revenue up 14% to $11.6B, GAAP EPS $2.97, non-GAAP EPS $3.32 ---------------------------------------------------------------------------- - GAAP net income $5.6B ($2.97 EPS); non-GAAP net income $6.3B ($3.32 EPS), up 8% and 11% YoY. - Net revenue $11.6B, up 14% YoY (13% constant currency), driven by strong payments volume and cross-border. - Board declared quarterly dividend of $0.670 per share, payable Sept 1, 2026 to holders of record Aug 11, 2026. - Share repurchases and dividends totaled $6.2B in the quarter. - CEO Ryan McInerney cited resilient consumer spending and strong performance across segments. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/0001403161-26-000103-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1403161/000140316126000103/v-20260728.htm HTML page: https://secwatch.observer/filing/0001403161-26-000103 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer