{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-23-000054","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.920435+00:00","generated_at":"2026-06-09T16:27:01.551820+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of Marin Q3 net income $5.3M, EPS $0.33; deposits up $118.5M, non-accrual loans rise","bullets":["Net income $5.3M ($0.33 diluted) vs $4.6M ($0.28) in Q2; nine-month 2023 net income $19.3M vs $33.7M in 2022.","Total deposits grew $118.5M to $3.44B; non-interest bearing deposits stable at 47.7%; borrowings cut $172.2M to $120M.","Non-accrual loans increased to 0.27% of total loans (0.10% prior quarter); provision for credit losses $425K.","Tax-equivalent net interest margin expanded 3 bps to 2.48%; loan balances decreased $15.9M to $2.087B.","Board declared $0.25/share dividend (74th consecutive quarterly), payable Nov 10, 2023; all capital ratios well above well-capitalized thresholds."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-23-000054","json":"https://secwatch.observer/filing/0001403475-23-000054.json","markdown":"https://secwatch.observer/filing/0001403475-23-000054.md","text":"https://secwatch.observer/filing/0001403475-23-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347523000054/0001403475-23-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347523000054/bmrc-20231020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T16:27:01.551820+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4a6cd48c2ef62054e312d09d72770059cc862224","claim":"Bank of Marin Bancorp reported the first nine months of 2023 results: net income $19.3 million, EPS $1.20.","evidence_excerpt":"Earnings for the first nine months of 2023 totaled $19.3 million, compared to $33.7 million for the same period in 2022. Diluted earnings per share were $1.20 and $2.11 for the first nine months of 2023 and 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1403475/000140347523000054/0001403475-23-000054-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first nine months of 2023"},{"label":"Net income","value":"$19.3 million"},{"label":"EPS","value":"$1.20"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"4fb9fa834158d1bb66328d94b8714d506779e963","claim":"Bank of Marin Bancorp reported the third quarter of 2023 results: net income $5.3 million, EPS $0.33.","evidence_excerpt":"announced earnings of $5.3 million for the third quarter of 2023, compared to $4.6 million for the second quarter of 2023. Diluted earnings per share were $0.33 for the third quarter","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1403475/000140347523000054/0001403475-23-000054-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}