{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000009","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.531348+00:00","generated_at":"2026-05-27T09:08:34.902439+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank of Marin Q4 2024 EPS rises 35.7% to $0.38; NIM expands to 2.80%; credit quality improves","bullets":["Q4 2024 net income $6.0M ($0.38 diluted EPS) vs $4.6M ($0.28) in Q3; EPS up 35.7% QoQ.","Tax-equivalent net interest margin improved to 2.80% from 2.70%; average cost of interest-bearing deposits down 19 bps.","Non-accrual loans fell to 1.63% of total loans (from 1.91%), classified loans to 2.17% (from 2.51%); no provision for credit losses.","Full-year 2024 net loss of $8.4M due to balance sheet restructuring; Q4 performance improved; capital ratios strengthened (TCE/TA 9.9%).","Quarterly dividend $0.25 per share declared; payable Feb 13, 2025; 79th consecutive quarterly dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000009","json":"https://secwatch.observer/filing/0001403475-25-000009.json","markdown":"https://secwatch.observer/filing/0001403475-25-000009.md","text":"https://secwatch.observer/filing/0001403475-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000009/0001403475-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000009/brmc-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:08:34.902439+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}