{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000011","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.531545+00:00","generated_at":"2026-05-27T06:39:31.270254+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of Marin posts Q4 EPS growth of 36%; NIM rises to 2.80%","bullets":["EPS grew 36% in Q4 2024; efficiency ratio improved 9.65%.","Net interest margin (tax-equiv) increased to 2.80% from 2.70%.","Total risk-based capital 16.5%; TCE/TA 9.9% (7.9% adj for HTM).","Non-accrual loans decreased to 1.63% of total loans from 1.91%.","Total deposits fell $89.2M; non-interest bearing deposits 43.5% of total."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000011","json":"https://secwatch.observer/filing/0001403475-25-000011.json","markdown":"https://secwatch.observer/filing/0001403475-25-000011.md","text":"https://secwatch.observer/filing/0001403475-25-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000011/0001403475-25-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000011/bmrc-20250129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T06:39:31.270254+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}