---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000036"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T04:51:07.004076+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin Q1 net income $4.9M, EPS $0.30 up 67% YoY; NIM expands, deposits grow

## Summary
- Net income $4.9M, diluted EPS $0.30 vs $0.18 prior year (+67%) and $0.38 prior quarter (-21%).
- Tax-equivalent net interest margin improved to 2.86% from 2.80% (up 6 bps QoQ).
- Total deposits increased $82M to $3.302B; non-interest bearing deposits 43.2% of total.
- Loan originations $63.6M; commercial funded loans 5x Q1 2024; total loans decreased $9.7M to $2.074B.
- Board declared $0.25/share quarterly dividend payable May 15 to shareholders of record May 8.

## SEC filing metadata
- accession: 0001403475-25-000036
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000036/0001403475-25-000036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000036/bmrc-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000036
- JSON: https://secwatch.observer/filing/0001403475-25-000036.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000036.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.