{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000051","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.900359+00:00","generated_at":"2026-05-18T00:12:34.982255+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank of Marin posts Q2 net loss of $8.5M ($0.53/sh) on $18.7M securities repositioning","bullets":["Net loss of $8.5M ($0.53 diluted loss per share) vs $4.9M income ($0.30 EPS) in Q1.","Sold $185.8M AFS securities, booked $18.7M pre-tax loss; proceeds redeployed expected to add 13bp annualized NIM and $0.20 EPS accretion over 4 quarters.","Tax-equivalent NIM expanded 7bps to 2.93% on higher loan yields; cost of deposits down 1bp to 1.28%.","Board approved $0.25/share quarterly dividend payable Aug 14 to record Aug 7; repurchased 100,000 shares at avg $21.72 for $2.2M.","No provision for credit losses in Q2 (vs $75k in Q1); non-accrual loans decreased to 1.57% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000051","json":"https://secwatch.observer/filing/0001403475-25-000051.json","markdown":"https://secwatch.observer/filing/0001403475-25-000051.md","text":"https://secwatch.observer/filing/0001403475-25-000051.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000051/0001403475-25-000051-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000051/bmrc-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:12:34.982255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}