---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000051"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:12:34.982255+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin posts Q2 net loss of $8.5M ($0.53/sh) on $18.7M securities repositioning

## Summary
- Net loss of $8.5M ($0.53 diluted loss per share) vs $4.9M income ($0.30 EPS) in Q1.
- Sold $185.8M AFS securities, booked $18.7M pre-tax loss; proceeds redeployed expected to add 13bp annualized NIM and $0.20 EPS accretion over 4 quarters.
- Tax-equivalent NIM expanded 7bps to 2.93% on higher loan yields; cost of deposits down 1bp to 1.28%.
- Board approved $0.25/share quarterly dividend payable Aug 14 to record Aug 7; repurchased 100,000 shares at avg $21.72 for $2.2M.
- No provision for credit losses in Q2 (vs $75k in Q1); non-accrual loans decreased to 1.57% of total loans.

## SEC filing metadata
- accession: 0001403475-25-000051
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000051/0001403475-25-000051-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000051/bmrc-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000051
- JSON: https://secwatch.observer/filing/0001403475-25-000051.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000051.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.