{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000065","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-09-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.901360+00:00","generated_at":"2026-05-17T06:29:03.210001+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Bank of Marin posts Q2 net loss $8.5M, adj EPS $0.29; NIM expands to 2.93%","bullets":["Net loss of $8.5M ($0.53 diluted EPS); adjusted EPS of $0.29 excluding $18.7M pre-tax loss on securities sale.","Tax-equivalent NIM rose to 2.93% from 2.86%; total deposits fell $56.9M with non-interest bearing at 42.5%.","Sold $185.8M AFS securities for $18.7M pre-tax loss; redeployment expected to add 13bp to NIM and $0.20 EPS over 4 quarters.","Total risk-based capital 16.25%, TCE/TA 10.0%; repurchased $2.2M in shares during Q2.","Non-accrual loans improved to 1.57% of loans; classified loans increased to 2.95% due to $3.9M CRE downgrades."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000065","json":"https://secwatch.observer/filing/0001403475-25-000065.json","markdown":"https://secwatch.observer/filing/0001403475-25-000065.md","text":"https://secwatch.observer/filing/0001403475-25-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000065/0001403475-25-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000065/bmrc-20250916.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:29:03.210001+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}