---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000065"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-09-16T23:59:59+00:00"
generated_at: "2026-05-17T06:29:03.210001+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin posts Q2 net loss $8.5M, adj EPS $0.29; NIM expands to 2.93%

## Summary
- Net loss of $8.5M ($0.53 diluted EPS); adjusted EPS of $0.29 excluding $18.7M pre-tax loss on securities sale.
- Tax-equivalent NIM rose to 2.93% from 2.86%; total deposits fell $56.9M with non-interest bearing at 42.5%.
- Sold $185.8M AFS securities for $18.7M pre-tax loss; redeployment expected to add 13bp to NIM and $0.20 EPS over 4 quarters.
- Total risk-based capital 16.25%, TCE/TA 10.0%; repurchased $2.2M in shares during Q2.
- Non-accrual loans improved to 1.57% of loans; classified loans increased to 2.95% due to $3.9M CRE downgrades.

## SEC filing metadata
- accession: 0001403475-25-000065
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-09-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000065/0001403475-25-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000065/bmrc-20250916.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000065
- JSON: https://secwatch.observer/filing/0001403475-25-000065.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.