{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000068","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.317813+00:00","generated_at":"2026-05-17T02:09:15.807033+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bank of Marin Q3 net income $7.5M, EPS $0.47; NIM expands to 3.08%","bullets":["Net income of $7.5M ($0.47 diluted EPS) vs. prior quarter net loss of $8.5M ($0.53 loss per share).","Tax-equivalent net interest margin rose 15 bps sequentially to 3.08%, aided by Q2 securities repositioning.","Non-accrual loans fell to 1.51% of total loans (from 1.57%); classified loans decreased to 2.36% (from 2.95%).","Total deposits grew $137.5M; non-interest-bearing deposits remained 43.1% of total.","Board declared Q4 cash dividend of $0.25/share, payable Nov 13, 2025 to holders of record Nov 6, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000068","json":"https://secwatch.observer/filing/0001403475-25-000068.json","markdown":"https://secwatch.observer/filing/0001403475-25-000068.md","text":"https://secwatch.observer/filing/0001403475-25-000068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000068/0001403475-25-000068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000068/bmrc-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:09:15.807033+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}