---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000068"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-10-27T23:59:59+00:00"
generated_at: "2026-05-17T02:09:15.807033+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin Q3 net income $7.5M, EPS $0.47; NIM expands to 3.08%

## Summary
- Net income of $7.5M ($0.47 diluted EPS) vs. prior quarter net loss of $8.5M ($0.53 loss per share).
- Tax-equivalent net interest margin rose 15 bps sequentially to 3.08%, aided by Q2 securities repositioning.
- Non-accrual loans fell to 1.51% of total loans (from 1.57%); classified loans decreased to 2.36% (from 2.95%).
- Total deposits grew $137.5M; non-interest-bearing deposits remained 43.1% of total.
- Board declared Q4 cash dividend of $0.25/share, payable Nov 13, 2025 to holders of record Nov 6, 2025.

## SEC filing metadata
- accession: 0001403475-25-000068
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000068/0001403475-25-000068-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000068/bmrc-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000068
- JSON: https://secwatch.observer/filing/0001403475-25-000068.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000068.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.