{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000074","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-11-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.318118+00:00","generated_at":"2026-05-16T18:44:22.116449+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Bank of Marin Q3 net income $7.5M, EPS $0.47; margin expands to 3.08%","bullets":["Net income $7.5M, diluted EPS $0.47; tax-equivalent NIM rose to 3.08% from 2.93%.","Total deposits grew $137.5M; non-interest bearing deposits remained strong at 43.1%.","Non-accrual loans fell to 1.51% of total loans; classified loans down to 2.36%.","Total risk-based capital 16.13%; tangible common equity ratio 9.7%.","Repurchased 50,000 shares at avg $22.33, totaling $1.1M in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000074","json":"https://secwatch.observer/filing/0001403475-25-000074.json","markdown":"https://secwatch.observer/filing/0001403475-25-000074.md","text":"https://secwatch.observer/filing/0001403475-25-000074.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000074/0001403475-25-000074-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000074/bmrc-20251118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T18:44:22.116449+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}