---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000074"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-11-18T23:59:59+00:00"
generated_at: "2026-05-16T18:44:22.116449+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin Q3 net income $7.5M, EPS $0.47; margin expands to 3.08%

## Summary
- Net income $7.5M, diluted EPS $0.47; tax-equivalent NIM rose to 3.08% from 2.93%.
- Total deposits grew $137.5M; non-interest bearing deposits remained strong at 43.1%.
- Non-accrual loans fell to 1.51% of total loans; classified loans down to 2.36%.
- Total risk-based capital 16.13%; tangible common equity ratio 9.7%.
- Repurchased 50,000 shares at avg $22.33, totaling $1.1M in Q3.

## SEC filing metadata
- accession: 0001403475-25-000074
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-11-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000074/0001403475-25-000074-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000074/bmrc-20251118.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000074
- JSON: https://secwatch.observer/filing/0001403475-25-000074.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000074.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.