{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-25-000079","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2025-12-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.318613+00:00","generated_at":"2026-05-16T15:04:07.057066+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BMRC Q3 2025 net income $7.5M, EPS $0.47; NIM expands to 3.08%","bullets":["Q3 2025 net income $7.5M ($0.47 diluted EPS); pre-tax pre-provision income up 28% sequentially.","Tax-equivalent NIM improved to 3.08% from 2.93% in Q2; asset yield increased 17bp to 4.27%.","Classified loans fell to 2.36% of portfolio (from 2.95%); non-accrual loans at 1.51% (from 1.57%).","Deposits grew $137.5M; non-interest bearing deposits 43.1%; cost of deposits stable at 1.29%.","Repurchased 50,000 shares at $22.33 (below TBV) for $1.1M; total RBC 16.13%, TCE/TA 9.7%."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-25-000079","json":"https://secwatch.observer/filing/0001403475-25-000079.json","markdown":"https://secwatch.observer/filing/0001403475-25-000079.md","text":"https://secwatch.observer/filing/0001403475-25-000079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000079/0001403475-25-000079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347525000079/bmrc-20251203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T15:04:07.057066+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}