---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-25-000079"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2025-12-03T23:59:59+00:00"
generated_at: "2026-05-16T15:04:07.057066+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BMRC Q3 2025 net income $7.5M, EPS $0.47; NIM expands to 3.08%

## Summary
- Q3 2025 net income $7.5M ($0.47 diluted EPS); pre-tax pre-provision income up 28% sequentially.
- Tax-equivalent NIM improved to 3.08% from 2.93% in Q2; asset yield increased 17bp to 4.27%.
- Classified loans fell to 2.36% of portfolio (from 2.95%); non-accrual loans at 1.51% (from 1.57%).
- Deposits grew $137.5M; non-interest bearing deposits 43.1%; cost of deposits stable at 1.29%.
- Repurchased 50,000 shares at $22.33 (below TBV) for $1.1M; total RBC 16.13%, TCE/TA 9.7%.

## SEC filing metadata
- accession: 0001403475-25-000079
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2025-12-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000079/0001403475-25-000079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347525000079/bmrc-20251203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-25-000079
- JSON: https://secwatch.observer/filing/0001403475-25-000079.json
- Plain text: https://secwatch.observer/filing/0001403475-25-000079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.