Bank of Marin Q4 GAAP loss $2.49/sh; non-GAAP EPS $0.59; securities repositioning done

Bank of Marin Bancorp

2025-FY EPS reported -$2.24

GAAP net loss $39.5M ($2.49 diluted loss); non-GAAP net income $9.4M ($0.59 diluted EPS), up 25% QoQ.
Completed repositioning of $593.2M HTM securities; pre-tax loss $69.5M; proceeds redeployed at 4.26%.
New loan fundings $106.5M (highest since Q4 2015); loans grew 5.84% annualized.
NIM expanded 24 bps to 3.32% (tax-equivalent); cost of deposits fell 10 bps to 1.19%.
Dividend declared $0.25/share payable Feb 12, 2026; issued $45M sub debt at 6.75% to replenish capital.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.