---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-26-000008"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2026-02-03T23:59:59+00:00"
generated_at: "2026-05-16T05:18:00.618549+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin Q4 new loans hit $106.5M, highest since 2015; NIM up 24 bps to 3.32%

## Summary
- Newly funded loans $106.5M in Q4 (highest since Q4 2015); loans increased 5.84% annualized.
- Completed repositioning: sold $593.2M HTM securities (pre-tax loss $69.5M); issued $45M sub debt at 6.75%.
- Tax-equivalent NIM increased 24 bps to 3.32% from 3.08% driven by securities repositioning.
- Deposits grew 3.90% annualized; cost of deposits fell 10 bps to 1.19%; non-interest bearing deposits 43.7%.
- Non-accrual loans dropped to 1.27% of total loans from 1.51%; classified loans fell to 1.51% from 2.36%.

## SEC filing metadata
- accession: 0001403475-26-000008
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2026-02-03T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347526000008/0001403475-26-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347526000008/bmrc-20260203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-26-000008
- JSON: https://secwatch.observer/filing/0001403475-26-000008.json
- Plain text: https://secwatch.observer/filing/0001403475-26-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.