{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-26-000012","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2026-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.998287+00:00","generated_at":"2026-05-16T00:46:22.120068+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Bank of Marin Q4 adjusted: loan growth, NIM up 21bp; HTM repositioning done","bullets":["Newly funded loans $106.5M in Q4 (highest since Q4 2015); loans up 5.84% annualized.","Tax-equivalent NIM improved to 3.18% from 2.97% prior quarter; December NIM 3.27%.","Completed HTM repositioning: sold $593.2M (pre-tax loss $69.5M), redeployed at 4.26%.","Non-accrual loans fell to 1.51% (from 1.57%); classified loans dropped to 2.36% (from 2.95%).","Issued $45M subordinated debt at 6.75% to replenish capital; total RBC 16.13%."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-26-000012","json":"https://secwatch.observer/filing/0001403475-26-000012.json","markdown":"https://secwatch.observer/filing/0001403475-26-000012.md","text":"https://secwatch.observer/filing/0001403475-26-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347526000012/0001403475-26-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347526000012/bmrc-20260224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:46:22.120068+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}