{"schema_version":"secwatch.filing_event.v1","accession":"0001403475-26-000015","form_type":"8-K","ticker":"BMRC","cik":"0001403475","company_name":"Bank of Marin Bancorp","filed_at":"2026-03-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.998478+00:00","generated_at":"2026-05-15T15:47:42.473088+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Bank of Marin presents Q4 adjusted metrics; loan growth and credit improvement highlighted","bullets":["Q4 adjusted tax-equivalent NIM improved to 3.18% (3.27% in Dec) from 2.97% prior quarter.","New funded loans $106.5M in Q4, highest since Q4 2015; loan growth 5.84% annualized.","Non-accrual loans decreased to 1.51% of total loans; classified loans down to 2.36%.","Completed HTM repositioning: sold $593.2M (pretax loss $69.5M); issued $45M sub debt at 6.75%.","Total risk-based capital 16.13%; deposits increased 3.90% annualized; cost of deposits 1.35%."],"urls":{"canonical":"https://secwatch.observer/filing/0001403475-26-000015","json":"https://secwatch.observer/filing/0001403475-26-000015.json","markdown":"https://secwatch.observer/filing/0001403475-26-000015.md","text":"https://secwatch.observer/filing/0001403475-26-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1403475/000140347526000015/0001403475-26-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1403475/000140347526000015/bmrc-20260310.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T15:47:42.473088+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}