---
schema_version: "secwatch.filing_event.v1"
accession: "0001403475-26-000015"
form_type: "8-K"
ticker: "BMRC"
cik: "0001403475"
company_name: "Bank of Marin Bancorp"
filed_at: "2026-03-10T23:59:59+00:00"
generated_at: "2026-05-15T15:47:42.473088+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Bank of Marin presents Q4 adjusted metrics; loan growth and credit improvement highlighted

## Summary
- Q4 adjusted tax-equivalent NIM improved to 3.18% (3.27% in Dec) from 2.97% prior quarter.
- New funded loans $106.5M in Q4, highest since Q4 2015; loan growth 5.84% annualized.
- Non-accrual loans decreased to 1.51% of total loans; classified loans down to 2.36%.
- Completed HTM repositioning: sold $593.2M (pretax loss $69.5M); issued $45M sub debt at 6.75%.
- Total risk-based capital 16.13%; deposits increased 3.90% annualized; cost of deposits 1.35%.

## SEC filing metadata
- accession: 0001403475-26-000015
- form_type: 8-K
- ticker: BMRC
- cik: 0001403475
- company_name: Bank of Marin Bancorp
- filed_at: 2026-03-10T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1403475/000140347526000015/0001403475-26-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1403475/000140347526000015/bmrc-20260310.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001403475-26-000015
- JSON: https://secwatch.observer/filing/0001403475-26-000015.json
- Plain text: https://secwatch.observer/filing/0001403475-26-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.