{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-21-000021","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2021-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.971679+00:00","generated_at":"2026-06-30T05:22:01.749068+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Discover Card Master Trust I reports $25.1B in receivables as of June 30, 2021; delinquencies at 0.94%","bullets":["Total receivables $25.13B across 13.97M accounts; average balance $2,966 per active account.","Delinquent receivables total $237.4M (0.94%); accounts 30+ days delinquent: 30,945 (0.22%).","Top 9 states account for 51.1% of receivables; Texas leads with 8.8%.","65.87% of receivables from accounts with FICO score 720+; only 2.05% below 600.","Monthly full balance payment rate 24.99%; minimum payment rate 5.57%."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-21-000021","json":"https://secwatch.observer/filing/0001407200-21-000021.json","markdown":"https://secwatch.observer/filing/0001407200-21-000021.md","text":"https://secwatch.observer/filing/0001407200-21-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720021000021/0001407200-21-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720021000021/qtrly_dcmtxdcentxasofjune3.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T05:22:01.749068+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}