{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-22-000004","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2022-01-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.331252+00:00","generated_at":"2026-06-27T17:53:07.153857+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"high","headline":"Discover Card Master Trust I portfolio as of Dec 31, 2021: $25.2B receivables, 12.9M accounts, 1.02% delinquent","bullets":["Total receivables $25.24B; total accounts 12,945,860.","Average account balance $3,050; average credit limit $13,344.","Delinquent receivables 1.02% of total; 30-59 days 0.33%, 60-89 days 0.24%.","66.94% of receivables from FICO scores 720+; 24.75% from 660-719.","100% of accounts are 60+ months old; monthly full balance payment rate 26.99%."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-22-000004","json":"https://secwatch.observer/filing/0001407200-22-000004.json","markdown":"https://secwatch.observer/filing/0001407200-22-000004.md","text":"https://secwatch.observer/filing/0001407200-22-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720022000004/0001407200-22-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720022000004/qtrly_dcmtxdcentxasofdecem.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T17:53:07.153857+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}