---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-22-000004"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2022-01-14T23:59:59+00:00"
generated_at: "2026-06-27T17:53:07.153857+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# Discover Card Master Trust I portfolio as of Dec 31, 2021: $25.2B receivables, 12.9M accounts, 1.02% delinquent

## Summary
- Total receivables $25.24B; total accounts 12,945,860.
- Average account balance $3,050; average credit limit $13,344.
- Delinquent receivables 1.02% of total; 30-59 days 0.33%, 60-89 days 0.24%.
- 66.94% of receivables from FICO scores 720+; 24.75% from 660-719.
- 100% of accounts are 60+ months old; monthly full balance payment rate 26.99%.

## SEC filing metadata
- accession: 0001407200-22-000004
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2022-01-14T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720022000004/0001407200-22-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720022000004/qtrly_dcmtxdcentxasofdecem.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-22-000004
- JSON: https://secwatch.observer/filing/0001407200-22-000004.json
- Plain text: https://secwatch.observer/filing/0001407200-22-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.