{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-22-000012","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2022-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.547041+00:00","generated_at":"2026-06-26T07:20:26.916422+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"high","headline":"Discover Card Master Trust I reports portfolio data as of March 31, 2022: $24.04B receivables","bullets":["Total receivables $24,035,434,782; 12,840,764 accounts; average balance $2,963 on active accounts.","Delinquency rate (30+ days) of 1.09% of receivables; 0.27% of accounts delinquent.","69.7% of receivables have credit limits over $15,000; 66.29% of receivables have FICO scores 720+.","Minimum monthly payment rate 5.76%; full balance payment rate 27.52% for March 2022.","All accounts are at least 60 months old; average monthly balance reduction (returns/fraud) was 0.87%."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-22-000012","json":"https://secwatch.observer/filing/0001407200-22-000012.json","markdown":"https://secwatch.observer/filing/0001407200-22-000012.md","text":"https://secwatch.observer/filing/0001407200-22-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720022000012/0001407200-22-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720022000012/qtrly_dcmtxdcentxasofmarch.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T07:20:26.916422+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}