{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-22-000020","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2022-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.639375+00:00","generated_at":"2026-06-24T14:57:25.637685+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Discover Card Master Trust I reports $24.8B receivables, 1.03% delinquency as of June 30, 2022","bullets":["Total receivables $24.8B; 12.6M accounts designated for the trust.","Average active account balance $3,074; average credit limit $13,542.","Delinquent receivables 1.03% ($256.2M); accounts 30+ days delinquent 0.27%.","67.62% of receivables from accounts with FICO scores 720+; 1.93% below 600.","100% of accounts aged 60+ months; 0% in seasoning buckets under 60 months."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-22-000020","json":"https://secwatch.observer/filing/0001407200-22-000020.json","markdown":"https://secwatch.observer/filing/0001407200-22-000020.md","text":"https://secwatch.observer/filing/0001407200-22-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720022000020/0001407200-22-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720022000020/qtrly_dcmtxdcentxasofjune3.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T14:57:25.637685+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}