{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-22-000029","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2022-10-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.485318+00:00","generated_at":"2026-06-23T03:30:52.181156+00:00","sec_items":["6.05","8.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Discover Card Master Trust I reports $24.7B in receivables as of Sep 30, 2022; delinquency 1.12%","bullets":["Total receivables $24.7B across 12.4M accounts; average balance $3,100.","Delinquent receivables (30+ days) $277.7M, 1.12% of total.","71.08% of receivables from accounts with credit limits over $15,000.","67.26% of receivables from accounts with FICO score 720+.","100% of accounts are 60+ months seasoned."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-22-000029","json":"https://secwatch.observer/filing/0001407200-22-000029.json","markdown":"https://secwatch.observer/filing/0001407200-22-000029.md","text":"https://secwatch.observer/filing/0001407200-22-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720022000029/0001407200-22-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720022000029/qtrly_dcmtxdcentxasofsepte.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T03:30:52.181156+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}