---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-23-000004"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2023-01-13T23:59:59+00:00"
generated_at: "2026-06-20T15:15:41.612835+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Discover Card Trust portfolio: $25.76B receivables, 12.27M accounts, 1.27% delinquency as of Dec 2022

## Summary
- Total receivables $25.76B, total accounts 12.27M; average account balance $3,256, avg credit limit $13,694.
- Top states by receivables: Texas 8.74%, California 7.30%, New York 6.31%, Florida 6.08%.
- Delinquency: 30+ days $326.7M (1.27% of receivables); accounts delinquent 39,225 (0.32%).
- FICO score: 67.8% of receivables from accounts with score 720+; 2.08% below 600.
- Payment rates: minimum monthly 5.95%, full balance 26.36%; balance reduction avg 0.88%.

## SEC filing metadata
- accession: 0001407200-23-000004
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2023-01-13T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720023000004/0001407200-23-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720023000004/qtrly_dcmtxdcentxasofdecem.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-23-000004
- JSON: https://secwatch.observer/filing/0001407200-23-000004.json
- Plain text: https://secwatch.observer/filing/0001407200-23-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.