{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-23-000012","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2023-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.730235+00:00","generated_at":"2026-06-17T01:51:55.755079+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Discover Card Master Trust I as of March 31, 2023: $24.5B receivables, 1.41% delinquency rate","bullets":["Total receivables $24,517,614,961 from 12,124,232 accounts; average active balance $3,150.","Delinquent receivables $343.5M (1.41% of total); 30-59 days: 0.44%, 60-89: 0.32%.","66.55% of receivables from accounts with FICO scores 720+; 2.33% below 600.","100% of accounts are at least 60 months seasoned; no accounts under 48 months.","Full balance payment rate 27.98%; minimum monthly payment rate 5.84% for March 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-23-000012","json":"https://secwatch.observer/filing/0001407200-23-000012.json","markdown":"https://secwatch.observer/filing/0001407200-23-000012.md","text":"https://secwatch.observer/filing/0001407200-23-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720023000012/0001407200-23-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720023000012/qtrly_dcmtxdcentxasofmarch.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T01:51:55.755079+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}