---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-23-000012"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2023-04-14T23:59:59+00:00"
generated_at: "2026-06-17T01:51:55.755079+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Discover Card Master Trust I as of March 31, 2023: $24.5B receivables, 1.41% delinquency rate

## Summary
- Total receivables $24,517,614,961 from 12,124,232 accounts; average active balance $3,150.
- Delinquent receivables $343.5M (1.41% of total); 30-59 days: 0.44%, 60-89: 0.32%.
- 66.55% of receivables from accounts with FICO scores 720+; 2.33% below 600.
- 100% of accounts are at least 60 months seasoned; no accounts under 48 months.
- Full balance payment rate 27.98%; minimum monthly payment rate 5.84% for March 2023.

## SEC filing metadata
- accession: 0001407200-23-000012
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2023-04-14T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720023000012/0001407200-23-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720023000012/qtrly_dcmtxdcentxasofmarch.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-23-000012
- JSON: https://secwatch.observer/filing/0001407200-23-000012.json
- Plain text: https://secwatch.observer/filing/0001407200-23-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.