Discover Card Master Trust I portfolio update as of June 30, 2023: $25.0B receivables, 1.41% delinquency rate

Discover Card Execution Note Trust

Total receivables $25.0B across 12.0M accounts; average account balance $3,246 and average credit limit $13,860.
100% of accounts are seasoned 60+ months; 67.85% of receivables from FICO scores 720+.
Delinquency rate 1.41% of receivables (30+ days); top 9 states comprise ~51% of receivables (TX 8.79%, CA 7.32%).
Monthly minimum payment rate 5.72%; full balance payment rate 26.86%; average monthly balance reduction rate 0.81% for six months ended June 30, 2023.

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