{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-23-000028","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2023-10-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.932349+00:00","generated_at":"2026-06-10T00:37:45.692651+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Discover Card securitization trust: $24.79B receivables, 1.62% delinquency at Sept 30, 2023","bullets":["Total receivables $24,790,752,440 across 11,928,566 accounts; average active balance $3,263.","Delinquent receivables 30+ days total $404,059k (1.62% of outstanding).","67.11% of receivables came from accounts with FICO score ≥720; 2.43% below 600.","Full balance payment rate 25.66%, minimum monthly payment rate 5.65% for Sept 2023.","Average monthly balance reduction (refunds/returns/fraud) 0.80% for 9 months ended Sept 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-23-000028","json":"https://secwatch.observer/filing/0001407200-23-000028.json","markdown":"https://secwatch.observer/filing/0001407200-23-000028.md","text":"https://secwatch.observer/filing/0001407200-23-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720023000028/0001407200-23-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720023000028/qtrly_dcmtxdcentxasofsepte.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T00:37:45.692651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}