{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-23-000033","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2023-12-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.933300+00:00","generated_at":"2026-06-07T14:05:45.277098+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Discover Card Master Trust I adds $4.55B in seasoned accounts; total receivables $30.04B as of Nov 30, 2023","bullets":["Total receivables $30.036B across 13.44M accounts; avg balance $3,386; avg credit limit $13,863.","Added $4.55B in seasoned accounts (originated before 2018) on Nov 1, 2023.","100% of accounts are 60+ months old; delinquency rate 1.53% (30–179 days).","68.88% of receivables from accounts with FICO scores 720+; 23.98% in 660–719.","Top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) account for ~51% of total receivables."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-23-000033","json":"https://secwatch.observer/filing/0001407200-23-000033.json","markdown":"https://secwatch.observer/filing/0001407200-23-000033.md","text":"https://secwatch.observer/filing/0001407200-23-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720023000033/0001407200-23-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720023000033/qtrly_dcmtxdcentxasofnovem.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T14:05:45.277098+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}