---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-24-000003"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2024-01-12T23:59:59+00:00"
generated_at: "2026-06-06T23:50:46.005354+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# Discover Card Trust portfolio: $30.44B receivables, 1.59% delinquency rate as of Dec 31, 2023

## Summary
- Total receivables $30.44B from 13.38M accounts; average balance $3,438, average credit limit $13,892.
- Delinquent receivables 1.59% ($483.5M); accounts delinquent 0.39% (51,510 accounts).
- FICO scores: 68.87% of receivables from accounts with score 720+, 23.93% 660-719, 4.96% 600-659.
- Payment rates: full balance payment rate 26.20%; minimum payment rate 6.23% for month ended Dec 31, 2023.
- Geographic concentration: top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) comprise ~50.99% of receivables.

## SEC filing metadata
- accession: 0001407200-24-000003
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2024-01-12T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720024000003/0001407200-24-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720024000003/qtrly_dcmtxdcentxasofdecem.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-24-000003
- JSON: https://secwatch.observer/filing/0001407200-24-000003.json
- Plain text: https://secwatch.observer/filing/0001407200-24-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.