{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-24-000011","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2024-04-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.276683+00:00","generated_at":"2026-06-03T23:19:29.029633+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Discover Card Master Trust I reports $29.05B in receivables as of March 31, 2024; delinquency rate 1.69%","bullets":["Total receivables $29.047B from 13.16M accounts; average balance $3,340; average credit limit $13,980.","Delinquent receivables 1.69% of total; 30–59 days $149M, 60–89 days $111M, 90+ days $232M.","67.57% of receivables from FICO scores 720+; 2.42% from scores below 600.","Minimum monthly payment rate 6.02%; full balance payment rate 26.30% for March 2024.","Average monthly balance reduction rate (refunds, returns, fraud) 0.73% for Q1 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-24-000011","json":"https://secwatch.observer/filing/0001407200-24-000011.json","markdown":"https://secwatch.observer/filing/0001407200-24-000011.md","text":"https://secwatch.observer/filing/0001407200-24-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720024000011/0001407200-24-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720024000011/qtrly_dcmtxdcentxasofmarch.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T23:19:29.029633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}