{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-24-000021","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2024-07-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.937136+00:00","generated_at":"2026-05-31T21:00:57.075050+00:00","sec_items":["6.05","8.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Discover Card Trust portfolio: $29.0B receivables, 1.65% delinquent as of June 30","bullets":["Total receivables $29.0B across 13.0M accounts; average balance $3,376, average credit limit $14,048.","Delinquent receivables 1.65% of total; accounts 30+ days delinquent 0.38% of total accounts.","68.01% of receivables from accounts with FICO score 720+; only 2.35% below 600.","100% of accounts seasoned 60+ months; minimum monthly payment rate 5.88%, full balance payment rate 26.06%.","Top 3 states by receivables: Texas 8.74%, California 7.56%, New York 6.28%."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-24-000021","json":"https://secwatch.observer/filing/0001407200-24-000021.json","markdown":"https://secwatch.observer/filing/0001407200-24-000021.md","text":"https://secwatch.observer/filing/0001407200-24-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720024000021/0001407200-24-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720024000021/qtrly_dcmtxdcentxasofjune3.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T21:00:57.075050+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}