---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-24-000021"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2024-07-12T23:59:59+00:00"
generated_at: "2026-05-31T21:00:57.075050+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Discover Card Trust portfolio: $29.0B receivables, 1.65% delinquent as of June 30

## Summary
- Total receivables $29.0B across 13.0M accounts; average balance $3,376, average credit limit $14,048.
- Delinquent receivables 1.65% of total; accounts 30+ days delinquent 0.38% of total accounts.
- 68.01% of receivables from accounts with FICO score 720+; only 2.35% below 600.
- 100% of accounts seasoned 60+ months; minimum monthly payment rate 5.88%, full balance payment rate 26.06%.
- Top 3 states by receivables: Texas 8.74%, California 7.56%, New York 6.28%.

## SEC filing metadata
- accession: 0001407200-24-000021
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2024-07-12T23:59:59+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720024000021/0001407200-24-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720024000021/qtrly_dcmtxdcentxasofjune3.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-24-000021
- JSON: https://secwatch.observer/filing/0001407200-24-000021.json
- Plain text: https://secwatch.observer/filing/0001407200-24-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.