{"schema_version":"secwatch.filing_event.v1","accession":"0001407200-24-000029","form_type":"8-K","ticker":null,"cik":"0001407200","company_name":"Discover Card Execution Note Trust","filed_at":"2024-10-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.361902+00:00","generated_at":"2026-05-30T15:18:31.097045+00:00","sec_items":["6.05","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"confidence":"medium","headline":"Discover Card Master Trust I portfolio: $28.64B receivables, 12.9M accounts as of Sep 30, 2024","bullets":["Total receivables $28,642,891,896.50 across 12,882,452 accounts; average active balance $3,369.","Delinquency rate 1.70% (30+ days) vs. prior period; 0.38% of accounts delinquent.","Geographic concentration: top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) comprise 51.06% of receivables.","Credit limit >$15K represents 74.06% of receivables; 67.52% of receivables from FICO 720+.","Full balance payment rate 26.31%; avg monthly balance reduction from refunds/fraud 0.75% in 9M 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001407200-24-000029","json":"https://secwatch.observer/filing/0001407200-24-000029.json","markdown":"https://secwatch.observer/filing/0001407200-24-000029.md","text":"https://secwatch.observer/filing/0001407200-24-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1407200/000140720024000029/0001407200-24-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894327/000140720024000029/qtrly_dcmtxdcentxasofsepte.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T15:18:31.097045+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}