---
schema_version: "secwatch.filing_event.v1"
accession: "0001407200-24-000029"
form_type: "8-K"
ticker: null
cik: "0001407200"
company_name: "Discover Card Execution Note Trust"
filed_at: "2024-10-11T23:59:59+00:00"
generated_at: "2026-05-30T15:18:31.097045+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "medium"
source: SEC EDGAR
---

# Discover Card Master Trust I portfolio: $28.64B receivables, 12.9M accounts as of Sep 30, 2024

## Summary
- Total receivables $28,642,891,896.50 across 12,882,452 accounts; average active balance $3,369.
- Delinquency rate 1.70% (30+ days) vs. prior period; 0.38% of accounts delinquent.
- Geographic concentration: top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) comprise 51.06% of receivables.
- Credit limit >$15K represents 74.06% of receivables; 67.52% of receivables from FICO 720+.
- Full balance payment rate 26.31%; avg monthly balance reduction from refunds/fraud 0.75% in 9M 2024.

## SEC filing metadata
- accession: 0001407200-24-000029
- form_type: 8-K
- cik: 0001407200
- company_name: Discover Card Execution Note Trust
- filed_at: 2024-10-11T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: medium
- sec_items: 6.05, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1407200/000140720024000029/0001407200-24-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/894327/000140720024000029/qtrly_dcmtxdcentxasofsepte.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001407200-24-000029
- JSON: https://secwatch.observer/filing/0001407200-24-000029.json
- Plain text: https://secwatch.observer/filing/0001407200-24-000029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.