Discover Card Trust reports $29.4B receivables, 1.76% delinquency as of Dec 31, 2024

Discover Card Execution Note Trust

Total receivables $29.39B across 12.71M accounts; average balance $3,497, avg credit limit $14,176.
Total delinquent receivables $516M (1.76% of total); 30–59 days $154.5M (0.52%).
68.23% of receivables from accounts with FICO 720+; 2.47% below 600.
100% of accounts are 60+ months old; top 9 states make up >50% (Texas 8.69%, CA 7.51%).
Monthly full balance payment rate 27.18%; avg balance reduction rate 0.76% over 12 months.

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