other material
confidence high
sentiment neutral
materiality 0.40
Discover Card Master Trust I: $27.65B receivables, 12.65M accounts, 1.77% delinquent as of March 2025
Discover Card Execution Note Trust
- Total receivables $27.65B, 12.65M accounts, average balance $3,365, average credit limit $14,221.
- 66.75% of receivables from accounts with FICO score >=720; 2.78% from <600.
- Delinquency rate 1.77% of total receivables (30+ days); 0.38% of accounts delinquent.
- Q1 2025 average monthly balance reduction rate of 0.74% due to refunds, returns, fraud.